Shanti Life aims to promote sustainable living and non- dependence on the MFI loan cycle. Their intention is to make people to graduate out of microfinance and become bankable. Through planning, consultation, training, mentoring, larger loans and go-to market opportunities, the organisation provides a holistic approach. Shanti Life loans are larger generally Rs. 5,000 plus and their interests are capped at 12 per cent though are sometimes as low as 7 per cent.
Businesses include: tailoring, sewing, embroidery, selling cooking oil, vegetable or fruit carts, hand cart purchase, small grocery store, milk and paper vending business, cycle repair shop, repairing shop, rickshaw driving and catering.